Qualified Charitable Distributions

A Qualified Charitable Distributions (QCD) is a direct transfer of funds from your IRA custodian, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year starting at age 72, if certain rules are met.

In addition to the benefits of giving to charity, a QCD excludes the amount donated from taxable income, which is unlike regular withdrawals from an IRA. Keeping your taxable income lower may reduce the impact of certain tax credits and deductions, including Social Security and Medicare. Also, QCDs don’t require that you itemize, which due to the recent tax law changes, means you may decide.

To make a QCD, simply have your custodian mail a distribution check payable to:

Pocono Mountains United Way

301 McConnell St.

Stroudsburg, PA 18360

Please contact us so we know it is coming and how you want your funds to be invested in the community:

Todd Nemura

Director of Resource Development


or 570-243-6689